:root {
  --bg: #f5f3ee;
  --bg-alt: #eceae4;
  --fg: #1a2535;
  --fg-muted: #5a6a7e;
  --accent: #e8a43a;
  --accent-dark: #c4882a;
  --white: #ffffff;
  --border: #ddd9d0;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

body {
  background: var(--bg);
  color: var(--fg);
  font-family: 'DM Sans', sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* NAV */
.nav {
  padding: 24px 48px;
  display: flex;
  align-items: center;
}
.nav-inner { display: flex; align-items: baseline; gap: 16px; }
.nav-logo {
  font-family: 'DM Serif Display', serif;
  font-size: 22px;
  color: var(--fg);
  letter-spacing: -0.5px;
}
.nav-tagline {
  font-size: 13px;
  color: var(--fg-muted);
  letter-spacing: 0.3px;
}
.nav {
  gap: 0;
  justify-content: space-between;
}
.nav-cta {
  margin-left: auto;
  padding: 8px 20px;
  background: var(--accent);
  color: var(--white);
  font-size: 13px;
  font-weight: 600;
  border-radius: 6px;
  text-decoration: none;
  transition: background 0.2s;
  letter-spacing: 0.3px;
}
.nav-cta:hover { background: var(--accent-dark); }

/* HERO */
.hero {
  padding: 80px 48px 60px;
  position: relative;
  overflow: hidden;
}
.hero-bg {
  position: absolute;
  top: -60px;
  right: -40px;
  width: 480px;
  height: 480px;
  opacity: 0.06;
}
.hero-shield {
  width: 100%;
  height: 100%;
  background: var(--accent);
  clip-path: polygon(50% 0%, 100% 25%, 100% 75%, 50% 100%, 0% 75%, 0% 25%);
}
.hero-content { max-width: 760px; }
.hero-overline {
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: var(--accent);
  margin-bottom: 20px;
  font-weight: 600;
}
.hero-headline {
  font-family: 'DM Serif Display', serif;
  font-size: clamp(36px, 5vw, 64px);
  line-height: 1.1;
  color: var(--fg);
  margin-bottom: 24px;
  font-weight: 400;
}
.hero-sub {
  font-size: 18px;
  color: var(--fg-muted);
  max-width: 560px;
  line-height: 1.7;
  margin-bottom: 48px;
}
.hero-stats {
  display: flex;
  align-items: center;
  gap: 0;
  border-top: 1px solid var(--border);
  padding-top: 32px;
  width: fit-content;
}
.stat { padding: 0 40px 0 0; }
.stat:first-child { padding-left: 0; }
.stat-number {
  display: block;
  font-family: 'DM Serif Display', serif;
  font-size: 32px;
  color: var(--fg);
  line-height: 1;
  margin-bottom: 4px;
}
.stat-label {
  display: block;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: var(--fg-muted);
}
.stat-divider {
  width: 1px;
  height: 48px;
  background: var(--border);
  margin-right: 40px;
  flex-shrink: 0;
}

/* SECTIONS */
.section-title {
  font-family: 'DM Serif Display', serif;
  font-size: clamp(28px, 4vw, 48px);
  font-weight: 400;
  line-height: 1.15;
  color: var(--fg);
}
.section-sub {
  font-size: 16px;
  color: var(--fg-muted);
  margin-top: 12px;
  line-height: 1.6;
}

/* COVERAGE */
.coverage {
  padding: 80px 48px;
  background: var(--white);
}
.coverage-header { max-width: 600px; margin-bottom: 56px; }
.coverage-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 2px;
  background: var(--border);
}
.coverage-card {
  background: var(--white);
  padding: 40px 36px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.coverage-icon svg { display: block; }
.coverage-card h3 {
  font-family: 'DM Serif Display', serif;
  font-size: 22px;
  font-weight: 400;
  color: var(--fg);
}
.coverage-card p { font-size: 14px; color: var(--fg-muted); line-height: 1.65; }
.coverage-list {
  list-style: none;
  margin-top: auto;
  padding-top: 16px;
  border-top: 1px solid var(--border);
}
.coverage-list li {
  font-size: 13px;
  color: var(--fg-muted);
  padding: 5px 0;
  display: flex;
  align-items: center;
  gap: 8px;
}
.coverage-list li::before {
  content: '';
  display: inline-block;
  width: 6px;
  height: 6px;
  background: var(--accent);
  border-radius: 50%;
  flex-shrink: 0;
}

/* PRINCIPLES */
.principles {
  padding: 80px 48px;
  background: var(--bg);
}
.principles-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}
.principles-left { position: sticky; top: 48px; }
.principles-left .section-title { margin-bottom: 16px; }
.principles-right { display: flex; flex-direction: column; gap: 0; }
.principle {
  display: flex;
  gap: 24px;
  padding: 28px 0;
  border-bottom: 1px solid var(--border);
}
.principle:first-child { border-top: 1px solid var(--border); }
.principle-number {
  font-family: 'DM Serif Display', serif;
  font-size: 13px;
  color: var(--accent);
  font-weight: 400;
  flex-shrink: 0;
  width: 28px;
  padding-top: 2px;
}
.principle-content h4 {
  font-size: 15px;
  font-weight: 600;
  color: var(--fg);
  margin-bottom: 6px;
}
.principle-content p { font-size: 14px; color: var(--fg-muted); line-height: 1.6; }

/* QUOTE PREVIEW */
.quote-preview {
  padding: 64px 48px;
  background: var(--fg);
}
.quote-box {
  border: 1px solid rgba(255,255,255,0.15);
  padding: 48px;
}
.quote-label {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: var(--accent);
  margin-bottom: 32px;
  font-weight: 600;
}
.quote-items { display: flex; flex-direction: column; gap: 0; }
.quote-item {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 18px 0;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.quote-item:last-child { border-bottom: none; }
.quote-item-name { font-size: 15px; color: rgba(255,255,255,0.7); }
.quote-item-price {
  font-family: 'DM Serif Display', serif;
  font-size: 22px;
  color: var(--white);
}
.quote-disclaimer {
  font-size: 11px;
  color: rgba(255,255,255,0.35);
  margin-top: 24px;
  line-height: 1.5;
}

/* CLOSING */
.closing {
  padding: 100px 48px;
  background: var(--bg-alt);
}
.closing-inner { max-width: 700px; }
.closing-headline {
  font-family: 'DM Serif Display', serif;
  font-size: clamp(28px, 4vw, 52px);
  font-weight: 400;
  line-height: 1.15;
  color: var(--fg);
  margin-bottom: 24px;
}
.closing-sub {
  font-size: 16px;
  color: var(--fg-muted);
  line-height: 1.75;
  max-width: 580px;
}

/* FOOTER */
.footer {
  padding: 64px 48px 40px;
  background: var(--fg);
}
.footer-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 48px;
}
.footer-brand .footer-logo {
  font-family: 'DM Serif Display', serif;
  font-size: 20px;
  color: var(--white);
  display: block;
  margin-bottom: 8px;
}
.footer-brand p { font-size: 13px; color: rgba(255,255,255,0.4); }
.footer-links { display: flex; gap: 64px; }
.footer-col { display: flex; flex-direction: column; gap: 10px; }
.footer-col-head {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: rgba(255,255,255,0.4);
  margin-bottom: 4px;
}
.footer-col a {
  font-size: 14px;
  color: rgba(255,255,255,0.65);
  text-decoration: none;
  transition: color 0.2s;
}
.footer-col a:hover { color: var(--white); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
}
.footer-bottom p {
  font-size: 12px;
  color: rgba(255,255,255,0.3);
  line-height: 1.6;
}

/* RESPONSIVE */
@media (max-width: 768px) {
  .nav { padding: 20px 24px; }
  .hero { padding: 56px 24px 48px; }
  .hero-headline { font-size: 36px; }
  .hero-stats { flex-wrap: wrap; gap: 24px; }
  .stat-divider { display: none; }
  .stat { padding: 0; }
  .coverage { padding: 56px 24px; }
  .coverage-grid { grid-template-columns: 1fr 1fr; }
  .principles { padding: 56px 24px; }
  .principles-inner { grid-template-columns: 1fr; gap: 40px; }
  .principles-left { position: static; }
  .quote-preview { padding: 48px 24px; }
  .quote-box { padding: 32px 24px; }
  .closing { padding: 64px 24px; }
  .footer { padding: 48px 24px 32px; }
  .footer-top { flex-direction: column; gap: 32px; }
  .footer-links { gap: 32px; }
}

@media (max-width: 480px) {
  .coverage-grid { grid-template-columns: 1fr; }
}